:root{--navy:#082b4c;--blue:#0a66c2;--teal:#0a8f84;--ink:#152536;--muted:#6d7e8d;--line:#dfe8ef;--bg:#f2f7fb;--ok:#127a47;--danger:#a82121;--warn:#936200}*{box-sizing:border-box}body{margin:0;background:linear-gradient(160deg,#eaf3f9,#f8fbfd 48%,#eef6f7);font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink)}.bank-flow{max-width:520px;margin:auto;min-height:100vh;padding:18px 16px 32px}.bank-top{display:flex;align-items:center;gap:12px;padding:8px 2px 18px}.bank-back{width:42px;height:42px;border-radius:14px;display:grid;place-items:center;background:#fff;color:var(--navy);text-decoration:none;font-size:30px;box-shadow:0 8px 24px rgba(18,54,80,.08)}.bank-brand{display:block;font-weight:800;color:var(--navy);letter-spacing:.02em}.bank-top small{color:var(--muted)}.bank-lock{margin-left:auto;background:#e8f5ef;color:var(--ok);border-radius:999px;padding:8px 10px}.bank-progress{height:7px;background:#dce7ef;border-radius:99px;overflow:hidden}.bank-progress span{display:block;height:100%;background:linear-gradient(90deg,var(--blue),var(--teal));border-radius:99px;transition:width .55s ease}.bank-step-count{text-align:right;color:var(--muted);font-size:12px;margin:7px 3px 13px}.bank-card{background:#fff;border:1px solid rgba(213,226,235,.9);border-radius:26px;padding:24px;box-shadow:0 18px 60px rgba(22,52,74,.11)}.bank-icon{width:48px;height:48px;border-radius:16px;display:grid;place-items:center;background:linear-gradient(135deg,#e7f1fc,#e9f8f4);color:var(--navy);font-weight:900}.bank-card h1{font-size:26px;margin:16px 0 8px;line-height:1.15}.bank-subtitle{color:var(--muted);line-height:1.55;margin:0 0 22px}.bank-form{display:grid;gap:16px}.field label{display:block;font-size:13px;font-weight:700;margin:0 0 7px;color:#33485b}.field input,.field select,.field textarea{width:100%;border:1px solid #ccd9e2;border-radius:14px;padding:14px 13px;font:inherit;background:#fff;outline:none;transition:.2s}.field input:focus,.field select:focus,.field textarea:focus{border-color:#4a96dc;box-shadow:0 0 0 4px rgba(39,132,219,.10)}.field small{display:block;color:var(--muted);margin-top:6px;line-height:1.35}.bank-btn{width:100%;border:0;border-radius:15px;padding:15px 18px;background:linear-gradient(135deg,#0b5ea8,#087e91);color:#fff;font-weight:800;font-size:15px;cursor:pointer;box-shadow:0 10px 26px rgba(9,92,150,.18);transition:.2s}.bank-btn:active{transform:scale(.985)}.bank-btn:disabled{opacity:.55;cursor:not-allowed}.bank-btn.secondary{background:#eef4f8;color:var(--navy);box-shadow:none}.bank-btn.danger{background:#a82121}.bank-message{padding:13px 14px;border-radius:14px;margin:0 0 18px;background:#eef5fb;color:#25506f}.bank-message.error{background:#fff0f0;color:var(--danger)}.bank-message.success{background:#eaf8f0;color:var(--ok)}.bank-message.warn{background:#fff8e7;color:var(--warn)}.bank-trust{display:flex;justify-content:center;gap:8px;flex-wrap:wrap;margin:17px auto;color:#718391;font-size:10px}.bank-trust span{background:rgba(255,255,255,.74);padding:6px 8px;border-radius:99px}.step-enter{animation:stepIn .42s ease both}@keyframes stepIn{from{opacity:0;transform:translateY(18px) scale(.985)}to{opacity:1;transform:none}}.step-leave{animation:stepOut .25s ease both}@keyframes stepOut{to{opacity:0;transform:translateX(-18px)}}.choice-grid{display:grid;gap:12px}.choice-card{display:block;border:1px solid var(--line);border-radius:18px;padding:16px;text-decoration:none;color:var(--ink);background:#fbfdff;transition:.2s}.choice-card:hover,.choice-card:focus{border-color:#72a8d2;transform:translateY(-1px)}.choice-card b{display:block;color:var(--navy);margin-bottom:5px}.amount-card{background:linear-gradient(135deg,#082b4c,#0a5c72);color:#fff;border-radius:19px;padding:18px;margin-bottom:18px}.amount-card small{opacity:.8}.amount-card strong{display:block;font-size:30px;margin-top:5px}.status-row{display:flex;justify-content:space-between;gap:10px;border-bottom:1px solid var(--line);padding:10px 0}.status-row:last-child{border:0}.badge{padding:6px 9px;border-radius:999px;background:#edf4f8;font-size:11px;font-weight:800}.camera-box{position:relative;border-radius:20px;overflow:hidden;background:#071826;aspect-ratio:3/4;margin-bottom:14px}.camera-box video{width:100%;height:100%;object-fit:cover;transform:scaleX(-1)}.face-guide{position:absolute;inset:12% 14%;border:3px solid rgba(255,255,255,.9);border-radius:46% 46% 42% 42%;box-shadow:0 0 0 9999px rgba(3,14,25,.28);pointer-events:none}.camera-quality{padding:10px 12px;border-radius:12px;background:#eef4f8;margin:10px 0;font-size:13px}.review-grid{display:grid;gap:10px}.review-item{padding:12px;border-radius:13px;background:#f6f9fb}.review-item span{display:block;color:var(--muted);font-size:11px;text-transform:uppercase}.review-item b{display:block;margin-top:4px}.id-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}.id-side{border:1px solid var(--line);border-radius:16px;padding:13px;background:#fbfdff}.id-scanner-modal{position:fixed;inset:0;z-index:9999;background:#04121e;display:none;padding:12px}.id-scanner-modal.open,.id-scanner-modal.active{display:flex;flex-direction:column}.id-scanner-modal video{width:100%;flex:1;object-fit:cover;border-radius:18px}.scanner-frame{position:absolute;left:7%;right:7%;top:22%;height:42%;border:3px solid #fff;border-radius:18px;pointer-events:none}.scanner-actions{display:flex;gap:8px;padding:12px 0}.scanner-actions button{flex:1}.ocr-status,.capture-summary{font-size:11px;color:var(--muted);margin-top:7px}.capture-summary.done,.ocr-status.ok{color:var(--ok)}.d-none{display:none!important}@media(max-width:390px){.bank-card{padding:19px}.bank-card h1{font-size:23px}.id-grid{grid-template-columns:1fr}}@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}}

/* TELSPAY v2026.3.1 secure step loader */
.reg-loading-overlay{position:fixed;inset:0;z-index:12000;display:flex;align-items:center;justify-content:center;padding:24px;background:rgba(242,247,251,.92);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);opacity:0;visibility:hidden;transition:opacity .24s ease,visibility .24s ease}
.reg-loading-overlay.is-visible{opacity:1;visibility:visible}
.reg-loading-card{width:min(86vw,330px);background:#fff;border:1px solid rgba(205,222,234,.9);border-radius:24px;padding:25px;text-align:center;box-shadow:0 24px 70px rgba(8,43,76,.18)}
.reg-loading-card strong{display:block;margin:14px 0 5px;color:var(--navy);font-size:16px}.reg-loading-card small{display:block;color:var(--muted);line-height:1.45}
.reg-loader-mark{height:58px;display:flex;align-items:center;justify-content:center;gap:8px}.reg-loader-mark span{width:13px;height:13px;border-radius:50%;background:linear-gradient(135deg,var(--blue),var(--teal));animation:regDot 1.05s ease-in-out infinite}.reg-loader-mark span:nth-child(2){animation-delay:.14s}.reg-loader-mark span:nth-child(3){animation-delay:.28s}
.reg-loading-line{height:5px;margin-top:18px;background:#e6eef4;border-radius:99px;overflow:hidden}.reg-loading-line i{display:block;height:100%;width:42%;border-radius:99px;background:linear-gradient(90deg,var(--blue),var(--teal));animation:regLine 1.15s ease-in-out infinite}
.bank-card.is-processing{pointer-events:none}.bank-card.is-processing:after{content:"";position:absolute;inset:0;border-radius:26px;background:rgba(255,255,255,.18)}
.bank-card{position:relative}.bank-btn .btn-loader{display:inline-block;width:14px;height:14px;border:2px solid rgba(255,255,255,.42);border-top-color:#fff;border-radius:50%;vertical-align:-2px;margin-right:8px;animation:regSpin .7s linear infinite}
@keyframes regDot{0%,100%{transform:translateY(0);opacity:.45}50%{transform:translateY(-9px);opacity:1}}@keyframes regLine{0%{transform:translateX(-110%)}50%{transform:translateX(90%)}100%{transform:translateX(250%)}}@keyframes regSpin{to{transform:rotate(360deg)}}
@media(prefers-reduced-motion:reduce){.reg-loader-mark span,.reg-loading-line i,.bank-btn .btn-loader{animation:none!important}.reg-loading-overlay{transition:none!important}}


/* v2026.4 email-verified registration and hosted Flutterwave payment */
.payment-phone-verify,.payment-unlock{border:1px solid var(--line);border-radius:18px;padding:16px;margin:14px 0;background:#fbfdff;transition:.25s ease}
.payment-phone-verify.verified,.payment-unlock.ready{border-color:#b6e2cd;background:#f5fcf8}
.payment-unlock.locked{background:#f6f8fa;opacity:.78}
.payment-phone-head{display:flex;align-items:center;gap:11px;margin-bottom:12px}
.payment-phone-head>div{min-width:0;flex:1}
.payment-phone-head strong{display:block;color:var(--navy);font-size:14px}
.payment-phone-head small{display:block;color:var(--muted);margin-top:3px;word-break:break-word}
.payment-phone-icon{width:36px;height:36px;border-radius:12px;display:grid;place-items:center;background:linear-gradient(135deg,#0b5ea8,#087e91);color:#fff;font-weight:900;flex:0 0 auto}

/* v2026.3.2 landscape National-ID guide: the physical card is always framed horizontally */
.id-scanner-modal{padding:max(10px,env(safe-area-inset-top)) max(10px,env(safe-area-inset-right)) max(10px,env(safe-area-inset-bottom)) max(10px,env(safe-area-inset-left));gap:10px}
.id-camera-stage{position:relative;flex:1 1 auto;min-height:280px;overflow:hidden;border-radius:20px;background:#020b12;display:flex;align-items:center;justify-content:center}
.id-camera-stage video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;border-radius:20px}
.id-camera-stage .scanner-frame{position:absolute;left:50%;top:50%;right:auto;height:auto;width:min(92vw,calc(66vh * 1.586));max-width:760px;aspect-ratio:1.586/1;transform:translate(-50%,-50%);border:3px solid rgba(255,255,255,.96);border-radius:18px;box-shadow:0 0 0 9999px rgba(0,0,0,.26),0 0 28px rgba(72,162,255,.58);pointer-events:none}
.id-camera-stage .scanner-frame:before{content:"UGANDA ID • LANDSCAPE";position:absolute;left:50%;bottom:-30px;transform:translateX(-50%);white-space:nowrap;background:rgba(3,24,42,.88);color:#dcebfa;border:1px solid rgba(255,255,255,.14);border-radius:999px;padding:5px 9px;font-size:10px;font-weight:800;letter-spacing:.05em}
@media(orientation:landscape){.id-camera-stage .scanner-frame{width:min(78vw,calc(72vh * 1.586));}.id-camera-stage{min-height:220px}}
@media(max-width:420px) and (orientation:portrait){.id-camera-stage .scanner-frame{width:92vw;max-width:calc(100vw - 26px)}}

/* v2026.3.2 security modal loading/step treatment */
.pin-change-stage{display:none}.pin-change-stage.active{display:block;animation:stepIn .28s ease both}
.pin-change-loader{position:absolute;inset:0;z-index:30;background:rgba(7,26,51,.76);backdrop-filter:blur(5px);display:none;align-items:center;justify-content:center;border-radius:20px}
.pin-change-loader.show{display:flex}.pin-change-loader-card{background:#fff;border-radius:18px;padding:20px;min-width:210px;text-align:center;box-shadow:0 18px 45px rgba(0,0,0,.22)}
.pin-change-loader-card .dots{display:flex;justify-content:center;gap:7px;margin-bottom:10px}.pin-change-loader-card .dots i{width:9px;height:9px;border-radius:50%;background:#0b66c3;animation:pinPulse 1s infinite ease-in-out}.pin-change-loader-card .dots i:nth-child(2){animation-delay:.14s}.pin-change-loader-card .dots i:nth-child(3){animation-delay:.28s}
@keyframes pinPulse{0%,100%{opacity:.35;transform:scale(.8)}50%{opacity:1;transform:scale(1.15)}}

/* TELSPAY v2026.3.3 National-ID scanner: show only the physical ID crop */
.id-scanner-heading{color:#fff;padding:4px 3px 0}.id-scanner-heading strong,.id-scanner-heading small{display:block}.id-scanner-heading strong{font-size:14px}.id-scanner-heading small{font-size:10px;color:#a9bfd0;margin-top:3px}.id-camera-stage{position:relative;flex:1 1 auto;min-height:280px;overflow:hidden;border-radius:22px;background:#020910;display:flex;align-items:center;justify-content:center;padding:14px}.id-camera-window{position:relative;width:min(94vw,760px);max-width:100%;aspect-ratio:1.586/1;overflow:hidden;border-radius:18px;background:#000;box-shadow:0 18px 55px rgba(0,0,0,.42)}.id-camera-window video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;border-radius:0}.id-camera-window .scanner-frame{position:absolute!important;inset:0!important;left:0!important;right:0!important;top:0!important;width:100%!important;height:100%!important;max-width:none!important;aspect-ratio:auto!important;transform:none!important;border:3px solid rgba(255,255,255,.96)!important;border-radius:18px!important;box-shadow:inset 0 0 0 1px rgba(96,165,250,.25),inset 0 0 30px rgba(1,13,25,.12)!important;pointer-events:none}.id-camera-window .scanner-frame:before{content:"FIT ID INSIDE THIS WINDOW"!important;position:absolute!important;left:50%!important;top:10px!important;bottom:auto!important;transform:translateX(-50%)!important;white-space:nowrap;background:rgba(2,18,32,.72)!important;color:#e9f5ff!important;border:1px solid rgba(255,255,255,.18)!important;border-radius:999px!important;padding:5px 9px!important;font-size:9px!important;font-weight:800!important;letter-spacing:.04em!important}.id-camera-window .scanner-frame:after,.id-camera-window .scanner-frame span:before,.id-camera-window .scanner-frame span:after{content:"";position:absolute;width:26px;height:26px;border-color:#65b5ff;border-style:solid}.id-camera-window .scanner-frame:after{right:5px;top:5px;border-width:4px 4px 0 0;border-radius:0 10px 0 0}.id-camera-window .scanner-frame span:before{left:5px;bottom:5px;border-width:0 0 4px 4px;border-radius:0 0 0 10px}.id-camera-window .scanner-frame span:after{right:5px;bottom:5px;border-width:0 4px 4px 0;border-radius:0 0 10px 0}.id-scan-line{position:absolute;height:2px;left:5%;right:5%;top:18%;background:linear-gradient(90deg,transparent,#6cc1ff,transparent);box-shadow:0 0 16px #6cc1ff;animation:idOnlyScan 2.15s ease-in-out infinite;pointer-events:none}.id-scanner-modal .camera-quality{margin:0}.id-scanner-modal .scanner-actions{padding:4px 0 max(4px,env(safe-area-inset-bottom));display:grid;grid-template-columns:.8fr .9fr 1.3fr;gap:8px}.id-scanner-modal .scanner-actions .bank-btn{margin:0;min-height:50px}@keyframes idOnlyScan{0%,100%{top:18%;opacity:.45}50%{top:82%;opacity:1}}@media(max-width:520px){.id-scanner-modal{padding:10px}.id-camera-stage{min-height:220px;padding:5px}.id-camera-window{width:100%}.id-scanner-modal .scanner-actions{position:static;background:transparent;padding-bottom:max(4px,env(safe-area-inset-bottom))}}@media(orientation:landscape){.id-camera-stage{min-height:180px}.id-camera-window{width:min(76vw,720px);height:min(62vh,454px)}}

/* TELSPAY v2026.3.3 live selfie review with persistent side controls */
.selfie-live-stage{position:relative;border-radius:22px;background:#061521;overflow:hidden;min-height:460px;margin-bottom:12px;box-shadow:0 18px 44px rgba(6,29,46,.14)}.selfie-live-media{position:absolute;inset:0}.selfie-live-media video,.selfie-live-media>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.selfie-live-media video{transform:scaleX(-1)}.selfie-live-media>img{transform:none}.selfie-live-stage .face-guide{position:absolute;inset:10% 18% 12%;border:3px solid rgba(255,255,255,.94);border-radius:47% 47% 43% 43%;box-shadow:0 0 0 9999px rgba(3,14,25,.25),0 0 25px rgba(90,190,255,.32);pointer-events:none}.selfie-live-stage.captured .face-guide{border-color:rgba(120,221,184,.92);box-shadow:0 0 0 9999px rgba(3,14,25,.12),0 0 24px rgba(80,204,157,.24)}.selfie-live-status{position:absolute;left:12px;top:12px;z-index:4;border:1px solid rgba(255,255,255,.18);border-radius:999px;padding:6px 9px;background:rgba(2,17,29,.68);color:#eef7ff;font-size:9px;font-weight:900;letter-spacing:.08em;backdrop-filter:blur(6px)}.selfie-live-status span{display:inline-block;width:7px;height:7px;border-radius:50%;background:#3be29e;margin-right:5px;box-shadow:0 0 0 3px rgba(59,226,158,.13)}.selfie-floating-actions{position:absolute;z-index:6;right:10px;top:50%;transform:translateY(-50%);display:grid;gap:9px}.selfie-float-btn{width:64px;min-height:62px;border:1px solid rgba(255,255,255,.19);border-radius:18px;background:rgba(3,22,37,.78);color:#fff;display:grid;place-items:center;padding:7px 5px;box-shadow:0 10px 24px rgba(0,0,0,.24);backdrop-filter:blur(9px);-webkit-backdrop-filter:blur(9px);cursor:pointer}.selfie-float-btn b,.selfie-float-btn small{display:block}.selfie-float-btn b{font-size:22px;line-height:1}.selfie-float-btn small{font-size:8px;font-weight:800;letter-spacing:.03em}.selfie-float-btn.capture{background:rgba(9,96,157,.9)}.selfie-float-btn.retake{background:rgba(15,108,87,.88)}.selfie-float-btn:disabled{opacity:.45;cursor:not-allowed}.selfie-float-btn.ready{border-color:rgba(79,222,168,.48)}.selfie-review-note{display:flex;gap:10px;padding:12px 13px;border-radius:14px;background:#f2f7fa;margin:8px 0 14px}.selfie-review-note strong,.selfie-review-note span{display:block}.selfie-review-note strong{font-size:11px;color:var(--navy);min-width:95px}.selfie-review-note span{font-size:10px;color:var(--muted);line-height:1.5}.selfie-privacy-note{margin-top:12px!important;font-size:10px}.camera-quality.quality-good{background:#eaf8f0;color:#127a47}.camera-quality.quality-warn{background:#fff8e7;color:#936200}@media(max-width:420px){.selfie-live-stage{min-height:440px}.selfie-live-stage .face-guide{inset:10% 16% 13%}.selfie-floating-actions{right:8px}.selfie-float-btn{width:58px;min-height:58px;border-radius:16px}.selfie-review-note{display:block}.selfie-review-note strong{margin-bottom:4px}}@media(orientation:landscape) and (max-height:600px){.selfie-live-stage{min-height:300px;height:68vh}.selfie-live-stage .face-guide{inset:8% 27% 9%}}

/* TELSPAY v2026.3.3 make all registration action loaders visibly blur the background */
.reg-loading-overlay{background:rgba(7,26,51,.28)!important;backdrop-filter:blur(12px)!important;-webkit-backdrop-filter:blur(12px)!important}.reg-loading-card{background:rgba(255,255,255,.97)!important;box-shadow:0 26px 80px rgba(3,28,51,.28)!important}